Privacy Policy

Who we are

Effective Date: 11.04.2026

At SP Growth Finance (“we”, “our”, “us”), accessible from spgrowthfinance.com, protecting your privacy is a priority. This Privacy Policy explains how we collect, use, store, and disclose your information when you use our website, services, or interact with us.

1. Information We Collect

1.1 Personal Information

We may collect personal information when you:

  • Fill out forms on our website
  • Apply for loans or financial services
  • Subscribe to newsletters
  • Contact us via email, phone, or chat

This may include:

  • Full Name
  • Email Address
  • Phone Number
  • Address
  • Date of Birth & Gender
  • PAN Card details
  • Aadhaar (masked, as per regulations)
  • Bank account details & financial data
  • Salary and employment details
  • Credit history and related documents

You may browse our website anonymously, but some services may not function properly without required information.

1.2 Information You Provide

We collect data that you voluntarily provide, including:

  • Form submissions
  • Customer support queries
  • Loan applications
  • Uploaded documents (KYC, ID proof, bank statements, etc.)

1.3 Automatically Collected Information

When you use our website, we may collect:

  • Device and browser information
  • IP address
  • Pages visited and time spent
  • Location data (for verification and fraud prevention)

1.4 Information Generated Through Usage

We also generate data based on your interaction with our platform:

  • Application progress
  • Transaction history
  • Behavioral insights

2. Purpose of Data Collection

We use your information for the following purposes:

  • To provide financial products and services
  • To process loan applications and credit assessments
  • To share data with banks, NBFCs, and lending partners
  • To verify identity (KYC compliance)
  • To detect and prevent fraud, money laundering, and illegal activities
  • To comply with legal and regulatory requirements
  • To contact you via call, SMS, email, or WhatsApp
  • To improve our services and user experience
  • To conduct research, analytics, and audits
  • To recover outstanding dues
  • To display relevant advertisements and offers
  • To conduct surveys and feedback collection

3. Sharing of Information

We do not sell your personal data. However, we may share your information with:

  • Lending partners (Banks / NBFCs)
  • Credit Information Companies (CIBIL, Experian, etc.)
  • Payment gateways and aggregators
  • Service providers and vendors
  • Legal and regulatory authorities (if required)
  • Affiliates and group companies

Business Transfers

In case of merger, acquisition, or sale of business, your data may be transferred to the new entity.

4. Data Security

We implement reasonable security measures such as:

  • SSL encryption
  • Firewalls
  • Secure servers

However, no system is 100% secure, and users acknowledge inherent risks of internet usage.

5. Data Retention

We retain your data:

  • As long as required to provide services
  • To comply with legal obligations
  • To resolve disputes and enforce agreements

Even after account closure, certain data may be retained as required by law.

6. Your Rights

You have the right to:

  • Access your personal data
  • Request corrections or updates
  • Request deletion (subject to legal requirements)

To exercise your rights, contact us at:
📧 spgrowthfinance@gmail.com

7. Cookies & Tracking

We use cookies to:

  • Improve website performance
  • Analyze user behavior
  • Personalize content

You can disable cookies in your browser settings.

8. Updates to This Policy

We may update this Privacy Policy from time to time. Changes will be:

  • Posted on this page
  • Notified via email (if applicable)

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices.

10. Contact Us

If you have any questions or concerns regarding this Privacy Policy, contact us:

📧 Email: spgrowthfinance@gmail.com
🌐 Website: https://spgrowthfinance.com

11. Acceptance of Policy

By using our website, you agree to this Privacy Policy and consent to the collection and use of your information as described. Our website address is: https://spgrowthfinance.com.

Comments

Suggested text: When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

Suggested text: If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Cookies

Suggested text: If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Suggested text: Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who we share your data with

Suggested text: If you request a password reset, your IP address will be included in the reset email.

How long we retain your data

Suggested text: If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

Suggested text: If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where your data is sent

Suggested text: Visitor comments may be checked through an automated spam detection service.