Call UsWelcome to SP Growth Finance (https://spgrowthfinance.com/). By accessing or using our website and services, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree, please do not use our website.
1. Definitions
- “Company”, “We”, “Us”, “Our” refers to SP Growth Finance
- “User”, “You”, “Your” refers to anyone accessing or using our website
- “Services” refers to financial facilitation services including loan assistance, consultation, and related offerings
2. Nature of Services
SP Growth Finance is a financial service facilitator, not a direct lender (unless explicitly stated).
- We connect users with Banks, NBFCs, and financial institutions
- Loan approval, interest rates, and disbursement are solely decided by the respective lender
- We do not guarantee loan approval
3. Eligibility
By using our services, you confirm that:
- You are at least 18 years old
- You are legally capable of entering into a contract
- All information provided by you is true, accurate, and complete
4. User Responsibilities
You agree to:
- Provide accurate and updated information
- Not submit false or misleading documents
- Use the website only for lawful purposes
- Not attempt to harm, hack, or misuse the platform
Any misuse may lead to termination of access and legal action.
5. Data Usage & Consent
By using our website, you consent to:
- Collection and use of your data as per our Privacy Policy
- Sharing your information with lenders, partners, and service providers
- Being contacted via call, SMS, email, or WhatsApp for service-related communication and offers
6. Intellectual Property
All content on this website (including text, graphics, logos, design) is the property of SP Growth Finance.
- You may not copy, reproduce, or distribute content without written permission
7. Third-Party Services
Our platform may include services or links from third parties.
- We are not responsible for third-party actions, policies, or decisions
- Any agreement you enter with lenders is solely between you and the lender
8. Limitation of Liability
SP Growth Finance shall not be liable for:
- Loan rejection or delays
- Financial losses arising from decisions made by users
- Errors or inaccuracies on the website
- Technical issues, downtime, or interruptions
Your use of the website is at your own risk.
9. No Guarantees
We do not guarantee:
- Loan approval
- Lowest interest rates
- Fastest processing time
All outcomes depend on lender policies and your eligibility.
10. Fees & Charges
- We may charge service or facilitation fees (if applicable), which will be clearly communicated
- Lenders may charge their own fees, which are outside our control
11. Termination
We reserve the right to:
- Suspend or terminate access without notice
- Reject applications at our discretion
- Take legal action in case of misuse or fraud
12. Indemnification
You agree to indemnify and hold harmless SP Growth Finance from:
- Any claims, losses, or damages arising from your misuse of the website
- Violation of these Terms
13. Governing Law
These Terms shall be governed by and interpreted under the laws of India.
Any disputes shall be subject to jurisdiction of courts in Jaipur, Rajasthan.
14. Changes to Terms
We may update these Terms & Conditions at any time.
- Changes will be posted on this page
- Continued use of the website means acceptance of updated terms
15. Contact Information
For any questions regarding these Terms, contact us:
📧 spgrowthfinance@gmail.com
🌐 https://spgrowthfinance.com
16. Acceptance of Terms
By using this website, you confirm that you:
- Have read and understood these Terms
- Agree to be legally bound by them